Our Firm

The Living Benefits team strives to develop strong relationships with our clients, and the vendors that serve them, to create a wide range of designs and options for their benefit plans. We are experienced at negotiating with investment company partners, insurance companies, and COBRA and HIPAA portable insurance specialists. Our specialization extends to implementing and managing point-of-service (POS), preferred provider organization (PPO), health saving account (HSA), and health maintenance organization (HMO) plans; dental , vision, and long- and short-term disability programs; and AD&D and group life insurance. We have a thorough knowledge of alternative-funding vehicles, pretax and post-tax retirement plans, and employer- sponsored college savings plans.

Through our analysis, attention to new benefit-management materials, and ongoing education, of ourselves and our clients, we seek to provide a strong base for a client's progress as an organization and assist in its survival. We help define the vendor's role- thereby enhancing human resources' ability to effectively manage benefits- and asses and set risk management objective for the employer.